Make thoughtful travel purchases and keep your budget on track, so you can fully enjoy every moment of your trip!
Flex Pay is a monthly payment program available for all travel products, exclusively through your travel professional. Financing may be offered for 6, 9, 12, 18 and 24 months of fixed monthly payments.
Experience the freedom of travel without the upfront cost. Flex Pay offers tailored loan options with manageable monthly payments, making it easier than ever to fit your dream vacation into your budget. Plus, you can start your journey for as low as $0 down!*
Say goodbye to complicated forms and long waits. Applying for Flex Pay with your Travel professional is incredibly simple and fast, getting you approved and ready to book your next adventure a seamless process.
Travel with complete peace of mind. With Flex Pay, what you see is what you get – there are absolutely no late fees or prepayment penalties. Plus, easy autopay ensures your payments are always on time, leaving you free to focus on planning your exciting itinerary.
Flex Pay gives you the freedom to book travel now and pay overtime with simple fixed installments. Some plans include interest, while some are interest-free.
When you are ready to book your trip, contact your Travel Professional, who will complete a short application and will receive a quick decision. If approved, you will be able to choose the terms of your payment plan, enjoy your purchase and, pay over time with simple, no-surprise monthly payments.
A number of factors are examined, including your credit information, purchase details, and more.
You can make a payment any time by visiting upgrade.com/pay and clicking on the Loans tab. From there, click the Make a Payment button.
We recommend that you ask your Travel Professional to enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit upgrade.com/pay, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Flex Pay any time by visiting upgrade.com/pay.
Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.
*Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 14.99%-34.99%. On occasion, promotional financing may be available starting at 0% APR. Minimum $99 purchase required. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. 410 Adelaide Street West, Suite 220, Toronto, Ontario M5V 1S8.